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Category: I Hate Life

If I Wasn’t Sure Before, I am Now

Oh for the love of god! Just when I thought I was done cleaning up the aftermath of Katie vs. T-Mobile

Nope.

I just found out that my car insurance got canceled. Why? Well, because they went to cash my check and the bank wouldn’t cash it cause it tried to go through WHILE I HAD A NEGATIVE NINETY DOLLAR BALANCE.

GRRRRRR!!!!!!

So my car insurance people say that I have to open a new policy because they don’t reinstate accounts that have NSF’s on them. So that means that the TWO YEARS of me being good and making all my payments don’t exist anymore so I get no Katie Is Awesome Discount any more.

God dammit t-mobile. This is way more grief than I’m willing to put up with.

On the bright side this is a good excuse for me to finally get around to finding a new car insurance company. Mine “lost” my payments all the time (… funny how quickly records reappear when I send them copies of cleared checks) and liked to not send me my bills.

BUT STILL. I’ve been driving for a week with no insurance cause they didn’t even tell me they canceled.

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Why I Might Not Re-Sign My Contract

OMG I AM SO ANNOYED (yes, just one nnoyed.)

So I’d been trying for ages to have my auto-payment turned off. I filled out little papers and sent them in multiple times. Yeah, I could have called but it wasn’t a HUGE deal at the time. So this month, it STILL wasn’t turned off, and t-mobile over-drafted my account because they took the money out before I had a chance to pay them with Jeff’s credit card.

So I called and complained, naturally. I was told that they couldn’t just cancel the charge (… I have a very very VERY hard time believing that) and that I should call the bank. However they said that they would pay my overdraft fees if the bank couldn’t help. That was Sunday night.

So Tuesday morning I call the bank first thing (because they were closed Monday, even though I had to work, double-yew tee eff? silly bank) and first they made me wait until yesterday to talk to me because it was still a pending charge. THEN yesterday they said that they could technically let me file an unauthorized charge report, but that I should try to work with t-mobile again because my report would get snagged a million times because I really AM doing business with t-mobile and it would take forever.

So I called t-mobile back yesterday and was again told that they can’t just refund my money and let me put it on a different card but to call again as soon as my overdraft charges hit my account. I of course am less than thrilled that my account is over-drafting because then the bank thinks I suck, but what can I do, right?

Looking over my account last night, I realized that if I can convince my mom to transfer $15 into my account (because the account transfers clear really fast) then with the money in savings, my account wouldn’t overdraft at all with my overdraft-protection. Not over-drafting is obviously the best course of action. Cool right?

Well, this morning I get up and I have a balance of -$90. NEGATIVE NINETY. Welcome to another WTF?!?! moment. Turns out that overdraft protection only applies if you have $50.01 or more in savings. Guess how much I had in there. $48.97 (.. yeah I know I’m broke, shut up). I was like, “ARE YOU FRICKEN KIDDING ME?!?!?!?!??!” If I had known that I would have moved the damn $48 manually of course. But I figured it was an automatic thing no matter what as long as it left me with at least 1 cent in savings (cause they legally can’t overdraft a savings account). I was wrong.

So all my pending things went through and I had $57 in fees already applied and I still have another fee coming out tomorrow.

……. lovely. The bank offers to cancel 2 of the 3 overdraft fees that are already posted, which was cool. I love my bank ♥

So then I call t-mobile.

After leaving me on hold for like, 15 minutes, THE GUY TELLS ME THAT THEY ARE NOT GOING TO PAY MY FEES. At this point, I’m seriously about ready to, in the words of Daniel, “cut a bitch”. Or go on a murderous rampage. So I take a very deep breath so that I don’t scream at the guy (which I would have loved to do, but I’m at work and people around me were on the phone) and go, “… this is unacceptable. It is not MY fault you guys cannot get your shit together and cancel my auto-debit the first two times I request it. I was told by 3 different people that my fees would be covered because this was YOUR error. If my fees are NOT covered, I can guarantee that next month, I will not be re-signing my contract, and I will also be telling every single person that I know about how poorly I am being treated after being a good customer for so long. Can I please speak to a supervisor?”

So I got put on hold for another 10 minutes, then the guy comes back and says, “Ok I spoke to the supervisor you had spoken to the first time and he said that even though it’s completely against policy, we are going to credit you the $57 to your account.”

*sunshine and butterflies* “Thank you so much Adam!” *puke*

So at the end of the day, they are covering my fees, but GOD it was a pain in the neck. And I still have a negative balance on my bank account because they “can’t give me a refund to my bank account”.

I don’t think I’m signing again. I haven’t decided yet.

10 Comments

The Absent Mind Strikes Again

So. Hahaha. I have this $80 bookthat I’m supposed to buy for my HTML class and I was trying to avoid buying it cause I already know all the stuff we’re going over… but alas, all the assignments are straight out of the book so I need it. So I found a copy on EBAY for $20.. and I think, “SWEET!!!!!” so I click the BIN button. My book turns up today.. it’s 125 pages. MY book is… uhm, over 500? WTF?! So I click back to my auction.. yeah. It’s the brief version. It has the first 2 chapters. So it’s not even a useful cheap! OH. EM. GEE.

I mean, if it like, ONLY had the review instructions in it, it’d be perfect. That’d be a great definition of the word “Brief”. But the first 2 chapters?! WHO HAS ANY USE FOR THAT?!?!?!?!??!?!111

So the description in the auction is perfect, I just didn’t read that part. I can’t even be annoyed at the seller! THIS SUCKS.

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Hi Poppy! & OMG I’m Sick AGAIN.

Everybody, welcome Poppy! She compared her daughter to a pack of bloodhounds, fantastic! Anybody that can maintain a sense of humor while their flesh and blood is dying of pneumonia is cool in my book. She’s also the director of a barber shop quartet of crying baptized babies, woohoo!


Ok, so I feel bad invading Poppy’s post with my whining, but I figured it was better to put it below her post than make a new one and then have her not be on top. Because when I’m sick, me and my whining is important dammit!

So Monday I woke up feeling a little icky. I get dressed, I go to the bathroom to brush my teeth, and then puke. YAY FUN! I hate puking. Though, there was nothing in my stomach so it was like throwing up spit. Whatever. I brush my teeth, come to work.. 30 minutes later I can’t breathe and the room is spinning. So I think “… OKAY I think it’s time to go back home.” Drive home.. the second I walk in the door I run to the bathroom and throw up some more spit and then bile. YAY MORE FUN! *ugh* So I call the doctor and the nurse leaves me on hold until I just hang up the phone and pass out.

The nurse calls me back a few hours later and I tell her about the puking and the dizziness and how my legs kept getting tingly and she said to go to the after hours clinic that night. Ok. So I go back to sleep and at like, 4 or something I go to the doctor. They take my temperature, no real fever at the time. Talk to the doctor, she seems fairly confused. Pulls up my record to see what they already looked for (oh, I didn’t mention, this is something I go through every few weeks). They made me pee in a cup and took my blood (I hate needles, it hurt and I have a little hole in my arm), I guess my regular doctor took all her ideas. So they gave me an antacid and some little white pill for the nausea and sent me home.

I woke up yesterday morning and my throat felt like sandpaper. Joy! So I left a message with my boss with what little is left of my raspy voice and go back to sleep. Bought some Chloraseptic when I was conscious again.. GOOD LORD THAT STUFF IS AWFUL. Jeff grabs the bottle and is like, “HERE! I’ll spray it for you” and I choked on the stuff. Cherry flavored Novocain or something. It only works for half an hour and I keep spraying my tongue instead of my throat.

Today my throat feels less like sandpaper but it’s swollen. It hurts to touch it. I know I should go back to the doctor but man, I WAS JUST THERE. That’d be another $15 and more medicine.

Speaking of medicine, the ones they gave me are kicking my ass. The antacid makes me really dizzy (well.. not so much dizzy as I space out and when I zone back to reality my head is spinning) and the little anti-nausea pill (I took one this morning cause I was feeling like throwing up again) makes me crazy drowsy.. like Benadryll x1000.

Somebody please shoot me. Then go visit Poppy.

 

7 Comments

Why Katie Hates Betty

For those that don’t know, Betty is my ‘new’ car. My old car, Lola, was an ‘87 Oldsmobile Delta that I loved with all my little heart. However, as my Grandma was getting a new car, we decided that I would take her old car, since it is newer and “more reliable” than Lola. I gave Lola to my cousin who needed a car.

Enter Betty. Betty is a ‘93 Ford Tempo GL. In the words of Scott, which I have come to find are very true: “Let me tell you a story about Fords. It’s a short one, so listen well… ‘Fords SUCK.’”

Have a summery:
Dec 2005: $500 – transmission service, engine service, tuneup.

Jan 2006 : Car starts stalling WHILE I AM DRIVING. Apparently only does it to me. Mechanic thinks I am crazy until it finally happens to him. I had to have my coworkers push me half a block to the parking lot cause I was blocking traffic. $400 and a week later.. well, nobody has any idea whats wrong with the car. They’ve replaced 10000000 pieces and even took it to the dealer. At least I’m only stalling every few days instead of multiple times a day.

Apr 2006: Rough starting, bad transmission feeling. Meh. Tightened a wire to the starter that was loose and making the car not start on occasion. $50. Car still stalls on occasion, won’t restart for a minute or so. Breaking down on the freeway sucks and merging into traffic going 60 from 0 is scary.

Jul 2006: $422 – 4 brake pads, 2 rotors. Broken motor mount (that was fun, my engine sounded like it fell out of my car when it broke!)

Sunday night: CAR DOES NOT START WHATSOEVER. Hilary jumpstarts me. I drive home.

Monday morning: Car will not start. YAY.

So, with a running count of roughly $1372 in the past 9 months and new problems popping up all the time, I think it’s safe to say I’m probably better off just buying a new car.

6 Comments